CCI - Home of Your Own

August 19, 2021, 2:00 - 4:00 PM

Topic: Other

Provider/Presenting Organization: Center for Cultural Innovation

Location: Online Classes/Webinars

Home of Your Own:
How to buy a home for the first time

with Pamala Capalad & Dyalekt, Brunch & Budget

Buying a home is often one the biggest goals of our lifetime and can feel totally daunting and scary. We’re here to help it feel *less* scary :) In this workshop, Brunch & Budget will walk you through all the financial, emotional, and mental things you need to think about as you prepare to buy your first home, all the way through the closing process and maintaining the home.

By the end of the workshop, you’ll be able to decide how homeownership fits into your recipe for wealth and the next steps to take you there!

We’ll discuss:

Having the right credit score
Calculating debt to income ratios
Documents you need to apply for a mortgage
Qualifying for a mortgage as a freelancer
Breaking down upfront costs
Talking through maintenance and repair costs

This interactive, 2-hour workshop will be presented via Zoom. A recording will be shared for a limited time with registrants.

ABOUT THE PRESENTERS:

Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor whose mission is to make financial planning affordable for those who need it most. She founded Brunch & Budget to provide people with a safe and friendly place to speak openly and make financial progress. Her work has been featured in publications including the Washington Post, Teen Vogue, Huffington Post, and Vice Magazine.

Brian "Dyalekt" Kushner is a hip-hop MC and the director of pedagogy at Pockets Change, where he uses hip-hop pedagogy to demystify personal finance and help students take control of their relationship with money. He’s rocked (performed/taught/keynoted) everywhere from conferences like AFCPE and Prosperity Now, to stages like SXSW and the Oregon Shakespeare Festival, to classrooms that range from Yale to your cousin’s living room. He also co-hosts the Brunch & Budget podcast, which discusses personal finance and racial economic inclusion.

Pam & Dyalekt host the Brunch & Budget podcast, focused on personal finance as an act of social justice, and cofounded the Race & Wealth podcast network with Dedrick Asante-Muhammad. They regularly keynote on how art, culture, and media are used to perpetuate racial wealth inequality. (brunchandbudget.com, @brunchandbudget)

Date: Thursday, August 19, 2021

Time: 2:00-4:00pm PDT / 5:00-7:00pm EDT

Online platform: A Zoom link will be emailed to those who register.

Cost: $5-25 (sliding scale). Please pay what you can afford. Those who are able to afford full price tickets will help subsidize those who cannot.

Questions? Email allison@cciarts.org.

Cancellation Policy: Full refund on registration fees up to 48 hours prior to workshop date. Fees non-refundable after that date.

This workshop is made possible with support from:

This event is supported in part by the California Arts Council, a state agency. Learn more at www.arts.ca.gov.

To register for this workshop, you must be a member of CCI. Membership is free and open to the public. You can create an account here.

IMPORTANT REGISTRATION INSTRUCTIONS (DON'T SKIP STEPS 5-6!)

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